Financial help for paying for an insurance plan premium on HealthCare.gov
Our estimate of the premium tax subsidy your household may be eligible for is:
Premium Subsidy (APTC)
Premium Subsidy
(APTC)
{{subsidyAmount}}
per month
Extra Savings with
Silver Cost-Sharing Reductions
CSR-73
CSR-87
CSR-94
for coverage for the following person(s) you listed:
Our estimate shows that you may qualify for a cost-sharing reduction, CSR-73, which lowers the amount you pay for out-of-pocket costs like deductibles, coinsurance, and copays. Silver CSR-73 plans have slightly lower out-of-pocket than regular Silver plans.
Our estimate shows that you may qualify for a cost-sharing reduction, CSR-87, which lowers the amount you pay for out-of-pocket costs like deductibles, coinsurance, and copays. Silver CSR-87 plans have out-of-pocket costs that are lower than regular Silver and even Gold plans but have lower monthly premiums than Gold plans.
Our estimate shows that you may qualify for a cost-sharing reduction, CSR-94, which lowers the amount you pay for out-of-pocket costs like deductibles, coinsurance, and copays. Silver CSR-94 plans have out-of-pocket costs that are much lower than regular Silver and even Gold plans but have lower monthly premiums than Gold plans.
We estimate that your household is not eligible for advanced premium tax credits for paying insurance plan premiums on Healthcare Exchange.
Members of Federally Recognized American Indian or Alaska Native Tribes may be eligible for special benefits and protections through HealthCare.gov. Our estimate shows that you may be eligible for 100% cost-sharing benefits, which means you would not be required to pay deductibles, copayments, or other out-of-pocket costs. We've already factored this into the details you'll see about the plans. You may also be eligible enroll in or change plans monthly, even when it’s not Open Enrollment. To understand the full benefits that may be available to you, please call the HealthCare.gov Contact Center for assistance at 1-800-318-2596.
Members of Federally Recognized American Indian or Alaska Native Tribes may be eligible for special benefits and protections through HealthCare.gov. Our estimate shows that you may be eligible for a cost-sharing reduction, where there is no cost-sharing for services provided by Indian health care providers (I/T/U). This tool cannot make these calculations. You may also be eligible enroll in or change plans monthly, even when it’s not Open Enrollment. To understand the full benefits that may be available to you, please call the HealthCare.gov Contact Center for assistance at 1-800-318-2596.
Important —Effects of employer coverage: We assumed your household would not be eligible for a premium subsidy or Medicare because you said employer coverage is available to everyone in your household. But that fact might not bar your getting a premium subsidy if the employer coverage is very expensive or does not include some government-required benefits.
We estimate that your household is not eligible for advanced premium tax credits for paying insurance plan premiums.
Coverage through:
Medicaid (Oregon Health Plan)
Children's Health Insurance Program (CHIP)
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Go to https://www.ohp.oregon.gov and follow the instructions there, or get free, local help from a community partner or insurance agent. Find one near you here: https://healthcare.oregon.gov/Pages/find-help.aspx.
This is our estimate. To get official answers, you can submit an application through HealthCare.gov.
When you continue to compare plans, we will use our estimate for your subsidy and we will assume that family members who qualify for Medicaid or CHIP will take advantage of those programs and not the plans we will be comparing.
This is our estimate. To get an official subsidy determination, you can submit an application through HealthCare.gov.
When you continue to compare plans, we will use our estimate for your subsidy.